All Site Visitors

The "Terms of Use" below govern the use of the website (“Site”) by all visitors to the Site. By viewing and using, you agree to conduct yourself, and to use the Site and its content, in accordance with all "Terms of Use" applicable to the sections of the Site you choose to visit. If you choose to disagree with these Terms of Use, you must refrain from using the Site.

Webportal-based services

Certain non-public sections of this Site may be available only to subscribers to certain services offered by IHA Consultants. These "Terms of Use" may be modified or supplemented by different or additional terms posted in the subscriber-based sections of the Site. Subscribers should consult the specific terms applicable to those sections of the Site before viewing the content posted in them.

Professional Advice Disclaimer


None of the content of the Site constitutes professional advice or establishes any business or professional relationship between IHA Consultants Inc. and any person or entity. None of the content takes the specific facts and circumstances of your situation or your particular needs and goals into account, and we cannot be responsible for any use you may make of the content or any decision you may make in reliance on it. To seek professional consulting advice tailored to your business, please contact IHA Consultants Inc.

Nature of Site Content

Informational Purposes The content posted on this Site consists of general information which would be of interest to our clients or prospective clients, and to the general public. You should view the content solely for informational purposes.

Ownership of Site and Content

Intellectual Property

Unless otherwise stated, this Site and the content of this Site, including all text, graphic images, audio, video, html code, buttons, programs, publications, designs, logos, products, services, processes, software, technology, information, know-how and ideas contained on it, together with all copyrights, trade and service marks, patents, and other intellectual property rights in such content, are the exclusive property of IHA Consultants Inc. or third-parties who have granted IHA Consultants limited rights to use them.

No Rights Conferred

This Site does not confer upon any visitor any interest, license or right to any proprietary or intellectual property right or interest of IHA Consultants Inc. or any third party, or any right to use, reproduce or modify any content of the Site, except for the limited use permitted in these Terms of Use or the additional terms for applicable sections of the Site.

Use of Site

Permission to Use Site

Subject to the conditions set forth below, any visitor to this Site may read, display, link to, download, and make electronic or print copies of selected content from the public sections of this Site solely for the following purposes: - the visitor’s non-commercial, educational use at a bona fide, accredited institute of higher education, such as a college or university; - the visitor’s non-commercial, personal use; - the internal use of the visitor’s employer if, and only if, that employer is a client of IHA Consultants Inc., that is an organization for which we currently perform professional services under contract. No content may be used or reproduced in any way for any other purpose.

Commercial Use

Any visitor desiring to make any commercial use of the Site or its content must contact to obtain permission prior to making any such use. IHA Consultants Inc. retains the right to decline, in its sole discretion, such permission.


The "Terms of Use" for the webportal based sections of this Site may grant to subscribers additional permissions applicable to content found in those sections. Subscribers should consult the "Terms of Use" for the relevant sections of the Site.

Conditions of Use

All use and reproduction of the content of this Site that we permit is subject to the following conditions: - No copyright, trademark or other proprietary notices are removed from the content; - The selected material is reproduced in its entirety (e.g., the entire report or article); - The content is clearly attributed IHA Consultants Inc.; - All recipients understand the informational nature of the content; and - No significant amount of Site content may be downloaded into or stored in any searchable database.

Site Etiquette

Visitors to this Site are expected to conduct themselves in a businesslike and professional manner. You may not submit or post any material that is defamatory, obscene, pornographic or likely to offend other visitors. You may not take any action that may impair the ability of the Site to function in a proper manner. We would appreciate your reporting any violation of these Terms of Use that come to your attention to.

Your Privacy

This Site is administered by IHA Consultants Inc. We want all visitors to feel secure when using this Site and have a strong commitment to protecting the privacy of any personal data you may provide to us via this Site. What Personal Data Does the Site Receive? For additional information about the Site’s indirect collection of your personal data, please see the discussion below about the use of cookies. When we directly request your personal data, we will notify you at the point of our request about why we are asking for it and how it will be used. You may decide whether or not you are comfortable providing the requested information.

Data Security

We take appropriate steps to maintain the security of your personal data on the Site and within our organization.

Disclosure Required by Law

We reserve the right to disclose your personal data to third parties, including governmental authorities, as required by law. This means, for example, that we may disclose your personal information as required by a subpoena served upon us or other court or regulatory order issued to us.


This Site provides various links that lead to services or websites which we believe may be of interest to visitors but which we do not operate or control. The presence of a link on this Site is not an endorsement or recommendation of the linked service or website. We take no responsibility for any linked service or website.

For portions of our Site that require a user to log on, we are able to track usage on an individual level after a user logs in. In these cases, we also record: - The number of times particular users log in to our Site; and - Information about individual usage habits, e.g., what sections of the Site are accessed most frequently.

Compliance with Laws

Visitors must make sure they comply with the laws of the jurisdiction from which they access this Site and agree to refrain from accessing or using this Site or its content in violation of such laws. You may not submit any information to this Site unless you are legally entitled to do so.


Content Provided 'As Is'

While we have attempted to offer content on this Site that is timely and accurate, this Site and all content are provided on an 'as is' basis. We may change the content at any time without notice and will not be liable for errors or omissions in the content. We do not guarantee that the Site or its content will be error free or that it will be available for your use on an ongoing or continuous basis or within any given timeframe.

No Representations or Warranties

IHA Consultants Inc. expressly disclaims all express and implied warranties, including all implied warranties of merchantability, fitness for a particular purpose, compatibility, title, and non-infringement. Visitors use this Site at their own risk and assume full responsibility for any losses arising from the use of the Site and its content.

Limitation of Liability

The public portions of this Site are made available to visitors free of any charge, and the subscriber-based portions are made available at a nominal charge. In exchange for its availability, each visitor agrees that IHA Consultants Inc. will not be liable to any person or entity for any direct, indirect, incidental, special, exemplary, consequential, or other damages (including, but not limited to, lost profits, business interruption, loss of programs or data) without regard to the form of action and whether in contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with the Site, any content on this Site or any service or website linked to this Site


If any limitation set forth in these Terms of Use, or any term applicable to any section of this Site, is not fully enforceable for any reason, the remainder shall nonetheless continue in effect.

Governing Law

These Terms of Use, any additional terms applicable to sections of this Site, and any legal action or proceeding relating to this Site shall be governed by the laws of the State of North Carolina, without reference to its choice of law rules.